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James McGirk

James McGirk

The Emergence of Data Science in Web3

The Emergence of Data Science in Web3

Spectral’s MACRO Score helped prove a critical mass of blockchain data is available for analysis. Find out how technologies like zero-knowledge machine learning (zkml), verifiable computing, and competitive machine learning are creating new use cases for on-chain data.

The State of Zero-Knowledge Machine Learning (zkML)

The State of Zero-Knowledge Machine Learning (zkML)

Zero-Knowledge Machine Learning offers incredible opportunities for addressing some of the basic problems with public blockchains. Here, Spectral examines the state of the art, and talks to Modulus Labs, Jason Morton, Dante Camuto, and Daniel Kang.

Defining the Reputation Stack

Defining the Reputation Stack

Spectral dives deep into the emerging reputation and identity landscape and finds a much more welcoming ecosystem than the old Dark Forest paradigm.

Defining Risk in DeFi

Defining Risk in DeFi

Considering systematic risk in decentralized finance and the protocols, dApps working to counter them, and how predictive risk forecasting and artificial intelligence could usher in the blockchain's true potential.

Proper Care and Feeding of DAOs

Proper Care and Feeding of DAOs

DAOs combine human factors with smart contracts and decentralized decision-making. Risk comes in many forms. Internal, external, systematic. The first in a series of DAO-related articles from Spectral.

The Art and Science of Credit Scoring

The Art and Science of Credit Scoring

Part three of the History of Credit, Credit Intelligence, and Credit Scoring which charts the gradual development of scoring and how it spread, eventually contributing to the credit crisis of 2009. Decentralized scoring is proposed as a potential solution.

Credit Intelligence and the Rise of the Bureaus

Credit Intelligence and the Rise of the Bureaus

The second in our educational series detailing the history of credit, credit intelligence, and credit scoring. This article focuses on credit intelligence, which grew from informal rumor-mongering to a sophisticated surveillance empire.