Vision Defining Risk in DeFi Considering systematic risk in decentralized finance and the protocols, dApps working to counter them, and how predictive risk forecasting and artificial intelligence could usher in the blockchain's true potential.
Education Proper Care and Feeding of DAOs DAOs combine human factors with smart contracts and decentralized decision-making. Risk comes in many forms. Internal, external, systematic. The first in a series of DAO-related articles from Spectral.
Education The Art and Science of Credit Scoring Part three of the History of Credit, Credit Intelligence, and Credit Scoring which charts the gradual development of scoring and how it spread, eventually contributing to the credit crisis of 2009. Decentralized scoring is proposed as a potential solution.
Education Credit Intelligence and the Rise of the Bureaus The second in our educational series detailing the history of credit, credit intelligence, and credit scoring. This article focuses on credit intelligence, which grew from informal rumor-mongering to a sophisticated surveillance empire.
Education Credit as a Zero-Sum Game (The First 3000 Years) Civilization has gradually reframed borrowing from a zero-sum game of obligation to a mutually beneficial agreement. The first in a three-part series dedicated to the history of credit, credit intelligence, and credit modeling.
