Spectral User Research Program Spectral is developing its next tool and needs your help! We're conducting 30-minute product interviews with data scientists, machine learning modelers and other data and web3 experts.
Proving Capital Efficiency (Part 1) The first MACRO Score Capital Efficiency simulation, looking at Aave V2 Ethereum borrowers. High MACRO Score users had lower liquidation rates, repaid more often, and had healthier accounts.
Teller begins incorporating Spectral MACRO Scores Lending platform Teller will begin incorporating Spectral MACRO Scores into their creditworthiness assessment.
How Spectral Uses The Graph Talking to Simon Emanuel Schmid, Edge & Node's Developer Experience manager about The Graph, a decentralized indexing protocol Spectral Finance uses to speed its access times and organize its data.
Defining the Reputation Stack Spectral dives deep into the emerging reputation and identity landscape and finds a much more welcoming ecosystem than the old Dark Forest paradigm.
The QuestHub explores using Spectral wallet signals A company offering uncollateralized cryptocurrency loans begins exploring Spectral Finance's on-chain MACRO Scores for creditworthiness assessment.
The State of On-chain Proof of Income A primer on proof of income, an emerging aspect of web3. Find out what it is, read about key players, concepts, and how Spectral is beginning to approach the data science behind it.